Therapist Quick Facts

Who I am

Name: Taylor Garff, Master of Counseling, LCPC, CMHC, LPC, CCATP
Practice: Inner Heart Therapy
Pronouns: he/him
Format: Telehealth-only
Licensed in: Idaho, Utah, Colorado, Connecticut, Delaware, South Carolina, Florida
Ages: Adults 18+

What I help with

Primary focus: anxiety therapy

Common concerns:

• Panic symptoms and panic attacks

• Generalized anxiety and chronic worry

• Health anxiety and body-focused fear spirals

• Overthinking, rumination, reassurance-seeking loops

• Social anxiety

• High-functioning anxiety and burnout patterns

• Sleep anxiety and bedtime spirals

• Avoidance and stuck patterns related to anxiety

• Want anxiety therapy in an LGBTQ+ affirming space

• Are dealing with stress tied to identity, safety, family, work, or community

Therapy style

My work blends:

• CBT skills for thoughts, behaviors, and avoidance

• Polyvagal-informed regulation skills

• HeartMath-style regulation tools and breathwork practices

Session style:

• Practical, semi-structured, collaborative

• Tools aimed at real-life use, not perfect insight

Good fit clients

You might fit well if you want:

• A plan for panic and anxiety spikes

• Help untangling overthinking without endless analysis

• Help reducing avoidance in a paced, consent-based way

• Regulation tools that work during hard moments

• Direct feedback and skill-building between sessions

Examples of “best fit” situations:

• Anxiety drives checking, Googling, reassurance loops, or constant scanning

• Stress hits fast and the body follows, tight chest, nausea, dizziness, insomnia

• Productivity gets blocked by fear of mistakes or fear of falling behind

• Social settings trigger masking, overpreparing, or post-event replay

Not the right fit

I refer out when a client needs:

• Active crisis support or imminent safety risk

• A higher level of care (inpatient, residential, PHP, IOP)

• Court-ordered treatment or custody evaluations

Emergency note:

If someone faces immediate danger or safety risk, contact local emergency services or call or text 988 in the United States. I am not a crisis counselor and am not immediately reachable via communications.

Inclusive care

I provide LGBTQ+ affirming therapy. If identity, coming out, family dynamics, faith stress, or minority stress impacts your anxiety, we can work with it directly and respectfully.

What therapy looks like with me

First steps:

• Brief consult to make sure we’re a fit

• After the consult we will schedule an intake where I’ll ask a bunch of questions to get to know you more and how we’ll tackle what’s going on

• Clear goals built around day-to-day symptoms and patterns

• Early sessions focus on stabilization, mapping triggers, and picking tools

Ongoing work often includes:

• Tracking patterns: triggers, body signals, thoughts, avoidance moves

• Skills practice: regulation, exposure planning, cognitive reframes, boundary tools

• Progress checks and plan updates

Fees and logistics

Session length: 40-50 minutes
Rate: $125
Insurance: Aetna, Cigna, Oscar, UnitedHealthcare, Carelon, Blue Cross of Idaho, Regence of Idaho, Regence of Utah, Anthem BCBS Colorado, Anthem BCBS Connecticut, BCBS of Massachusetts, Quest Behavioral Health, and UMR

For referrals

Use this page as a quick snapshot. For coordination, include:

• Client first name and last initial

• Preferred contact info

• 2–3 sentence summary of the referral question

Referral contact: taylor@innerhearttherapy.org

Common questions

Do you prescribe medication?

No. I don’t prescribe. If medication support feels relevant, I’ll point you toward a PCP or psychiatric prescriber.

Do you take insurance?

I’m in network with: Aetna, Cigna, Oscar, UnitedHealthcare, Carelon, Blue Cross of Idaho, Regence of Idaho, Regence of Utah, Anthem BCBS Colorado, Anthem BCBS Connecticut, BCBS of Massachusetts, Quest Behavioral Health, and UMR

If I’m out of network, I provide superbills.

How do I get started?

Click the Contact below to leave me a secure message and I’ll be in touch

Do you offer telehealth only?

Yes. Sessions are online. You’ll need a private space, a stable connection, and to be physically located in a state where I’m licensed during the session.

What do the first sessions look like?

We’ll map what’s been happening, what keeps the anxiety going, and what you want to shift. You’ll leave early sessions with simple tools to try right away.

What if I don’t know my goals yet?

Totally fine. We’ll start with patterns and pain points, then turn those into clear goals together.

What kinds of anxiety do you work with?

Common areas include panic symptoms, chronic worry, health anxiety patterns, social anxiety, sleep anxiety, and overthinking loops.

What approaches do you use?

I blend CBT and polyvagal-informed skills. Sessions stay practical, with tools you can use in real life.

Do you offer Safe and Sound Protocol?

Yes, when it fits your goals and needs. If you’re curious, we’ll talk through what SSP is, who tends to benefit, and how support works.

How long are sessions and how often do people meet?

Sessions are 40-50 minutes. Many people start weekly, then shift to every other week once things feel steadier.

How long does therapy usually take?

It depends on what you’re working on and how intense symptoms are. Some people want short-term support around a specific issue, others stay longer for deeper pattern change.

What do you assign between sessions?

Usually small, doable experiments. Think short practices, simple tracking, and a few steps to test what helps your nervous system settle.

Do you offer between-session messaging?

Yes, limited to scheduling and brief check-ins

What if I’m in crisis or feel unsafe?

Therapy isn’t emergency care. If you’re in immediate danger, call local emergency services. In the U.S., you can call or text 988 for the Suicide and Crisis Lifeline.

What if I’m not sure we’re a fit?

Fit matters. If after a consult or a couple sessions it doesn’t feel right, we’ll name it directly and I can share referral suggestions.

Verify credentials

License lookup:

Idaho - LCPC
Utah - CMHC
Colorado - LPC
Florida - Telehealth Certificate
Connecticut - Professional Counselor
Delaware - Telehealth Registration
South Carolina - Telehealth Registration

Directory profile:

Psychology Today